
Table of Contents
A list of my past dividend income from Malaysia and updates can be found below:
- Dividend Income Update 2024
- Dividend Income Update 2023
- Dividend Income Update 2022
- Dividend Income Update 2021
- Dividend Income Update 2020
- Dividend Income Update 2019
- Dividend Income Update 2018
- Dividend Income Update 2017
- Dividend Income Update 2016
- Dividend Income Update 2015
- Dividend Income Update 2014
- Where it all started – April 2014

Dividend Income (Malaysia) Update – January 2025
Dividend Income (January) – RM3,490.00
Dividend Income (2025) – RM3,490.00
Dividend Yield – 0.89%
RM3,490.00 in dividend income (Malaysia) for January 2025. This is a huge increase compared to the previous year as we added Apollo to our portfolio. Scientex’s dividends increased from RM1,900 in 2024 to RM2,280 this year. That’s a 20% increase. Matrix’s one also increased from RM500 to RM550, a 10% bump. All in all, a good start to the year 2025.
As Matrix have been giving the portfolio a very solid performance, I’ll be monitoring and waiting for the right price to add more.
BUY: During trading last week, Scientex’s share price briefly took a dip below RM4. I took the opportunity to add 6,300 units at RM4.01 per share. You’ll see this reflected when I update my Freedom Fund come end of Q1.
Previously, I’ve also moved most of the stocks from my Hong Leong trading account to moomoo (I took advantage of their promo and will be getting an Apple share for transferring in) and will be investing from Moomoo. You can find my latest review on moomoo MY hERE.
Moomoo referral link: http://j.moomoo.com/00KiPh
Referral Code: DM77
Asset Allocation
Updated 2025
I’ll also be leaving my previous section on asset allocation here (down below) and updating it again towards the end of the year.
All my assets can be categorised into two main categories – Safe and Growth
2025 Asset Allocation
Safe Assets (48%)
FD and savings – 7%
ASM, EPF & PRS – 26%
Bonds – 15%
Growth Assets (52%)
US stocks, MY stocks, crypto, P2P
2024 Asset Allocation
Safe Assets (54%)
FD and savings – 13%
ASM, EPF & PRS – 24%
Bonds – 17%
Growth Assets (46%)
US stocks, MY stocks, crypto, P2P
For a little privacy and to avoid disclosing my exact numbers, I’ve lumped my growth assets into one. 😉
And so, the above is what my allocation looks like. It is very conservative considering my age. I’m still (relatively) young. Ideally, I would like to have about 60% in growing assets, maybe even 70%.
Financial Independence but not Retirement
Relating to FI/RE, I realise that I may be reaching my goal soon. And maybe it is time to update the FI/RE guide as well.
As this wasn’t an overnight achievement, there isn’t much excitement on my part. Perhaps more of a gradual anticipation.
I am, however, a little disillusioned. So I have a few questions for everyone:
1. What is your FI/RE number?
2. What do you plan to do with said amount?
I’m considering dumping into EPF (reaching the RM1M mark to enable withdrawals) and leaving the rest in stocks. OR leaving >50% in stocks and the rest in Safe Assets.
3. What jobs have you considered taking once you are financially independent?
I don’t like to be idle and I’m considering so many different jobs.
a. Work and travel
b. Working a simple job nearby with whoever is hiring
c. Becoming a personal trainer as I enjoy working out
d. Go into the financial planning field and utilise my CFP
e. Live off-grid and farm
For stock investing, I use Rakuten and moomoo MY. Don’t forget to use my referral link for extra rewards.
As always, follow my Facebook and Instagram to keep up to date!