Dividend Magic

Saving and Investing towards Financial Independence in Malaysia

Travel, food and the finer things in life

Webull Malaysia Full Review and Guide + RM200 free NVDIA shares

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Filed Under: Free Stuff, Investment 0

If you’re looking for a flexible, feature-rich investing app in Malaysia, Webull is starting to look very compelling.

Referral link: https://www.webull.com.my/k/Magic
Code: Magic

If you’ve missed Webull Malaysia’s first promo, not to worry, they’re still offering a subsequent promo giving new users RM200 worth of free NVIDIA shares with a deposit of RM1,000 and maintaining it for 60 days.

It is a little less but still a good deal because the entry point is now RM1,000 instead of RM5,000. What’s more, the 6% p.a. return is still on for new users! Capped at RM50,000 and for 45 days.

Webull Malaysia free RM200 NVDIA stock

Rewards you’ll get when signing up with my referral link

Use my link and code to register, deposit RM2,000 to get free RM200 worth of NVDIA shares. At the same time, make use of their 6% promo to get the most of your idle cash.

Referral link: https://www.webull.com.my/k/Magic
Code: Magic

  • Deposit RM1,000 into Webull.
  • Maintain the RM1,000 balance for 60 days.
  • Receive RM200 worth of NVIDIA shares.*
  • Enjoy 6% p.a. for 45 days on your Moneybull balance (up to RM50,000).

*new users only, campaign ends 31 March 2026.

In this article, I’ll walk you through how Webull works, why this promo is attractive, how their cash-management product “Moneybull” works, and the risks to be aware of.

What and who is Webull Malaysia?

Webull Malaysia is a local arm of the global Webull platform. It’s regulated by the Securities Commission Malaysia (SC), which gives it legitimacy and a layer of investor protection.

Some key features:

  • Access to US stocks (fractional shares) + Malaysian listed shares.
  • 24-hour trading for select US stocks and advanced charting tools.
  • No “platform fee” for now, and zero commission for Bursa Malaysia trades (at least for a limited time).
  • Option between Islamic and conventional bank account types. Once selected, the account type cannot be changed.

How to deposit money into Webull Malaysia

No FPX deposit (for now), you’ll have to deposit using DuitNow.

Follow the steps below to retrieve Webull’s Malaysia Account Information and Reference Number:

  1. Tap the Webull logo at the bottom of the screen
  2. Select “Securities”
  3. Tap “Transfers” at the top of the screen
  4. Tap “Deposit”
  5. You may copy the Webull’s Malaysia Account Information and Reference Number details into your online banking.

Just make sure you’re depositing under the same account holder’s name and to add in the correct reference. I got my money within seconds of doing the transfer.

The bank account details such as Account Number and Reference in your Webull Malaysia App are specific to your account for deposit purposes. It is important that the depositor’s name match your Webull account details.

Full steps and details via Webull Malaysia here.

Moneybull: Earn up to 6% p.a. on idle cash

Webull Moneybull 6% interest

One of the most interesting features Webull Malaysia has right now is Moneybull, a cash-management solution. Here’s what you should know:

  • Moneybull is powered by AHAM Capital, a fund manager, and it invests your idle cash into a Shariah-compliant money market fund – AHAM Aiiman Enhanced i-Profit Fund (Class B Accumulation)
  • Under normal conditions, this money market fund returns up to 3.4% p.a.
  • As part of the current promo – Webull is offering 6% p.a. for 45 days on Moneybull balances (up to RM 50,000) for eligible users.

To show you that I actually put my own money in – RM200,000:

How to deposit and move money into Moneybull

Auto Sweep automatically sweeps uninvested cash to Moneybull, ensuring funds remain instantly available as buying power for MY stock trading.

Tip: Set your Reserve Amount to RM0 so all your money will be moved to Moneybull to earn that 6% interest.

How to register for a Webull Malaysia account

  • Download the Webull Malaysia app.
  • Enter your mobile number and verify it with an SMS code.
  • Complete eKYC:
    • Take a photo of your IC (front and back).
    • Take a selfie for facial verification.
    • Upload a document that shows your address (e.g. bank statement or utility bill).
  • Fill in your personal details.
  • Review and accept the user agreement
  • Submit your application.
  • Account approval usually takes 1 to 3 working days.

Is Webull safe to use?

Safety is a major concern for any investing platform, and Webull Malaysia has several layers of protection in place:

  • Regulated by the Securities Commission Malaysia (SC)
    Webull Malaysia operates under a Capital Markets Services Licence. This means they must follow strict rules on client funds, reporting, and risk management.
  • Your money is held in a trust account
    Client funds are kept separate from the company’s own money. This prevents misuse and protects your deposits if anything happens to the company.
  • Moneybull uses a licensed fund manager
    Moneybull is powered by AHAM Capital, which is one of Malaysia’s largest and most established fund managers. Your money is invested in a regulated money market fund, not held by Webull directly.
  • No lock-in for Moneybull
    Since Moneybull is a money market fund, your funds remain accessible. You can redeem anytime, and Auto Sweep ensures liquidity when you buy stocks.

How to sign up (using my Webull referral link)

  1. Click my referral link: https://www.webull.com.my/k/Magic
  2. Or use my code: Magic
  3. Register for a Webull Malaysia account and complete KYC.
  4. Deposit RM 1,000 into your Webull account (via bank transfer, or whichever deposit method Webull supports).
  5. Keep that balance for at least 60 days (do not withdraw).
  6. Once you deposit RM1,000, your stock coupons will appear on the rewards page by T+1, with the estimated arrival date of your shares.

Final thoughts and verdict on Webull Malaysia

Webull Malaysia ongoing promotion

Get started with Webull Malaysia: deposit funds, receive NVIDIA shares as a bonus, and optionally transfer cash to Moneybull for competitive returns on idle funds (6% pa for 45 days!).

Grab this opportunity, get the free RM200 NVDIA share and learn about investing with Webull along the way!

This content is sponsored by Webull and has not been reviewed by the Securities Commission Malaysia (SC).

MooMoo Malaysia Review: Platform, Fees & Full Guide

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Filed Under: Dividends, Free Stuff, Investment, US Stock Investment 9

MooMoo Malaysia is finally licensed by our own Securities Commission and is finally available for trading here in Malaysia. They’re one of the best brokers we have in Malaysia and most of my funds are with them.

What’s New – 2025

  1. Cash Plus – I’ve added the details below, but basically our idle cash can now earn interest. 3-3.5% for the MYR fund and 4.5+% for the USD fund.
  2. New, new user promo – details added below in the article.
  3. Additional RM40 for new users when you use my code – DM77
    The full steps on how to claim can be found below.

Sign up link: Moomoo Malaysia

See how MooMoo Malaysia compares to other brokers here: Stock Brokers Comparison

Key details to know before signing up

  1. Fees – one of the lowest available to us (licensed brokers), zero commission for 180 days
  2. Cash Plus – Your idle cash can now be put into MY or USD money market funds that earn at least 3-3.5%. US one earns you close to 5% as of Aug 2024.
  3. Regulation – Licensed and regulated by the Securities Commission of Malaysia
  4. Interface – Very user-friendly
  5. Account type – Nominee

MooMoo Malaysia FAQ

Some other frequently asked questions I got from readers.

  1. What is Moomoo?
    MooMoo Malaysia is an online brokerage platform that offers commission-free trading and advanced tools for investors.
  2. Is Moomoo available in Malaysia?
    Yes, Malaysian investors can access Moomoo for a localized and user-friendly trading experience.
  3. What fees does Moomoo charge?
    Malaysia Stocks:
    0 commission
    2. Platform Fees: RM 3 / Order
    Minimum: RM3
    US Stocks:
    0 commission
    Platform Fees: $0.99 / Order
    Minimum: $0.99
  4. How do I open a Moomoo account?
    Download the app or visit the website, complete the registration process, and verify your identity. These can all be done 100% online!
  5. Does Moomoo offer research tools?
    Yes, it provides real-time market data, charts, and analytics. They have a vibrant social community as well.
  6. Is customer support available for Malaysian users?
    Yes, Moomoo offers dedicated support for users in Malaysia.
  7. How secure is the platform?
    They are licensed by our highest authority in Malaysia – The Securities Commission (SC)
    Moomoo also uses industry-standard security measures ie. 2FA for logins etc.

Step-by-step Guide: How to Redeem from your MooMoo MY Cash Plus Account

It has been frustratingly hard for me every time I try to redeem/withdraw from the Cash Plus account and I assume it must be for you too. So here’s a short guide for you to refer to whenever you get stuck.

Below is the step-by-step guide.

Look for the Accounts button at the bottom of your screen.

Accounts button. Step-by-step Guide: How to Redeem from your MooMoo Cash Plus Account

Now look for Securities and Funds, and select Funds.

Funds Step-by-step Guide: How to Redeem from your MooMoo Cash Plus Account

Scroll down a little and you’ll find your Cash Plus fund – mine is United Money Market Fund-Class R.

United Money Market Fund-Class R Step-by-step Guide: How to Redeem from your MooMoo Cash Plus Account

Click on it and you’ll be brought to the fund page. At the bottom, you’ll see your Redeem button.

Redeem Step-by-step Guide: How to Redeem from your MooMoo Cash Plus Account

Step-by-step Guide: How to Withdraw from your MooMoo MY Account

If you’re looking to withdraw to your bank account after redeeming, follow the below steps:

Go back to the same Accounts tab earlier at the bottom of your screen.
Look for the All button.

All button Step-by-step Guide: How to Withdraw from your MooMoo Account

You’ll then find Withdraw under the Funds category.

Withdraw button Step-by-step Guide: How to Withdraw from your MooMoo Account

Make sure that you’re withdrawing to your own bank account as the name of the account holder has to match.

MooMoo Malaysia Referral Code and Latest Promotion

Sign-up offer and promotion for new users right now (updated December 2024):

  1. Deposit ≧RM1,000 and hold for 60 days to get RM100 reward. You can get an extra RM40 when you use my code – DM77 via Exclusive Deposit as shown in the image above
  2. Deposit ≧RM10,000 and hold for 60 days to get RM550 in rewards (including 0.3 shares of Nvidia stock)
  3. Deposit ≧RM30,000 and make 3 buy transactions and hold for 60 days to get one Nvidia stock for free

More T&Cs on Moomoo’s website.
Another noteworthy update is that Moomoo now supports FPX deposits. I get mine immediately reflected.
You can sign up via my link here: https://j.moomoo.com/00KiPh
Exclusive deposit code: DM77
Thank you in advance!

Also, from today to Jun 30th, Moomoo will reward customers who sign up with the above link with an extra RM50 reward. All you have to do is deposit RM1,000 and you will get an extra RM50 in coupons. The stock coupons will automatically arrive in your account within 5 working days.

What I’ve Received as Rewards from Moomoo so far

March 2024 – 1 Apple share (new customer promo)
March 2024 – RM50 cash voucher and RM50 cash coupons (new customer promo)
April 2024 – RM50, RM100 and RM500 cash coupons (deposit & invest)
July 2024 – 1 Apple share (transfer-in promo)

A few other fee subsidies and all but I won’t be taking those into account. One Apple share is worth about RM1K today. So that’s a total of RM2,750 in rewards I’ve gotten out of Moomoo so far. I know not everyone would’ve been able to capitalise on all their promotions but I hope you’ve gotten some at least.

I will continue to share new promos that are worthwhile so you won’t miss any. Sign up for my newsletter for these updates (subscribe via the form on the home page, right sidebar or at the very bottom of this page)

You can sign up via my link here: https://j.moomoo.com/00KiPh
Exclusive deposit code: DM77

My Verdict: Yes I’ve Moved to MooMoo Malaysia

Update: I’ve moved my Hong Leong stocks to Moomoo.

Now, personally, I’m thrilled another licensed brokerage has joined us.

Security and safety-wise, nothing beats SC licensing and regulation for us Malaysians. Their holding company – Futu Limited is also a listed company on NASDAQ. I’d say this is as safe as it gets for investors.

I will be looking to probably move my funds from eToro to MooMoo MY within the next few months. Currently checking out their paper trading functions as well.

I know most of you savvy investors will be looking to cash in on the RM100 cash coupons and Apple share to get the most bang for your buck. Make sure you are aware of the terms, ie the RM8,000 deposit will need to remain in your account for at least 30 days to qualify.

As always, you can sign up via my referral link hERE and help support the blog. Thank you!
Exclusive deposit code: DM77
See how MooMoo Malaysia compares to other brokers here: Stock Brokers Comparison

Disclaimer:
All views expressed in the above post are the independent opinions of the author, which are not necessarily shared by Futu Malaysia Sdn. Bhd. (“Moomoo MY”). No content shall be considered financial advice or recommendation. Moomoo MY links are included in this post, through which referrals are made and I may receive certain commissions. Please contact Moomoo MY for more information.

Carsome Review – My Experience Buying and Selling My Car with Carsome

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Filed Under: FI/RE, Financial Independence, Financial/Life Hacks, Investment, Other, Travel, food and the finer things in life 9

This is my Carsome Review and my full experience of buying and subsequently selling my car with Carsome. I love cars and I’ve never bought a brand-new vehicle in my life. The car I just sold off was a 21-year-old BMW e46. I got the car back in 2013 and have been using it as my daily drive.

Carsome Review - Buying and selling BMW E46

The reason I had to let go of the car was the extremely high cost of maintenance. I had been consistently spending thousands of ringgit a year for part changes and enough was enough. This is why you shouldn’t ever keep an old continental car as your daily drive.

The options available to me were to sell the BMW and get another newer car or sell the BMW and use Grab. I decided on getting another vehicle as I actually like driving and after doing some simple calculations, owning my own car made more sense.

Carsome Review – Selling my Car to Carsome

I had been getting ads on Instagram from both Carsome and myTukar (now Carro) regularly by this time. Went car-browsing on both sites and spent hours sifting through them.

Some stuff to take note of, myTukar doesn’t accept cars over 20 years old. Carsome does.

Also, both of them gave me much higher prices compared to the local dealers you can find on Mudah. I predict a swift and timely death to 2nd hand car dealers all over Malaysia soon. They just can’t compete anymore.

So, took the plunge, sold my car to Carsome and got the best possible price (it was still a really shit price) and went browsing for my next car at Carsome.

Carsome Review – Buying a Used Car from Carsome.

For years now, I already knew the brand and car model I wanted (it is a hatchback). And that’s about as much as I’d like to disclose about my vehicle for now.

All I had to do was look out for one that had low mileage and was in good condition. I had already done my research on the car with all the known issues and what to look out for. There were only two real choices for me. The hatchback or the very compact and fuel-efficient Perodua Axia. Also a low mileage and good condition one of course.

I was in no rush to sell the car so I think I spent about a month or two just sifting through and browsing cars on Carsome and myTukar. I had about 6 tabs open on my browser every day on cars. The car I wanted came on sale in January on Carsome. It was the model I wanted and it had done about 50k in mileage. The same models were at 80-100k mileage and priced the same on sites like Mudah.

Made the call, went through the process and paid a refundable deposit of RM1,000 for the car. I had the salesperson bring the car over to KL all the way from Johor for a viewing.

Steps to Buying a Secondhand Car

Now I’m sure there are plenty of resources on buying secondhand cars online you can go through. Heck, some of you here may even be veterans and are better at it than I am. But here is what I did.

1. Inspection

One of the reasons I chose Carsome was for its inspection and checking system. There is a detailed report on the problems found on each car listed on their website.

Despite this, the very first thing I did was bring the car to a friend’s workshop and garage for a full inspection. Did an Onboard diagnostic (OBD) to make sure the car wasn’t tampered with. Paid RM150 for the inspection.

We checked for rust at the bottom and made sure no rust was found on the car’s mainframe. We noticed significant rust on the car’s front right absorber and mounting.

The salesperson from Carsome was a really good one and a friend of a friend. He agreed to have the car sent back to their workshop and to change the parts if there were issues found.

2. Test Driving

After waiting for about a week for the car parts to be fitted, I brought along a very kind friend who was a mechanic for the first viewing and test drive. Let him take the wheel and right off the bat, we heard weird sounds coming from the front whenever the car went over a speed bump.

And guess what? It was back to the workshop again! In total, I think I went for 3 test drives because of the sound from the front. Carsome changed: Absorbers, Mounting, Dust Covers, Bearing and even did the alignment for the wheels. At the end of 4 test drives over the span of a month, there was still some sound coming from the front over speed bumps but it was significantly less, I was already feeling really embarrassed for the back and forth and decided to just go ahead with the purchase. I decided that I would refit the parts on my own time later.

I think only companies like Carsome and myTukar will do this for you. If you’re purchasing from a secondhand car dealer, forget it.

3. Loan Application and Payment

I got the salesperson to submit my hire purchase application to a few different banks and settled on CIMB as they offered me the lowest rate at 3.1% for a 7-year loan. The loan came with a few conditions.

  1. Open a savings account with CIMB;
  2. Take the first year’s motor insurance with them; and
  3. Snatch Medz for one year.

Snatch Medz is a sort of life insurance where if I were to die or suffer a total disability, the loan would be paid off. This one cost me RM430 for the first year.

Used my credit card for the deposit, but had a problem increasing my credit limit with Maybank so I had to delay the purchase for another few days. Managed to get it settled eventually so a tip here is to get ahold of your bank earlier if you’ve already decided on the car. Get your points from the deposit! It is worth it.

Also, you may be interested to read about how long of a loan period you should go for, and what is a good way to look at car loans through a personal finance lens here.

Additional Stuff I Asked For

If you’re going to get a vehicle from Carsome or Carro (formerly myTukar), don’t forget to ask for additional freebies!

You can check out Carsome hERE.

Change all faulty parts!

Change in parts that were broken. As mentioned earlier, I got a lot of parts replaced. If you’re getting your car from a dealer like Carsome, you should do your inspection and ask for a change in faulty parts. Ask for everything!

Car plate number interchange

I got a discount for the exchange of my car plate number. I bought my own number through JPJ’s auction and had Carsome replace it at a discount. I think it was around RM200 cheaper to do it through their agent.

Promotions

Always remember to check what promos the dealer is having. It so happened that Carsome was having a TnG wallet promo and I asked for that.

They were also giving an RM1K discount if you sold your car to them and subsequently bought from them afterwards. I qualified for that and got RM1K off as well.

Petrol vouchers

And after getting everything sorted, I got my guy at Carsome to get me petrol vouchers! I got about RM300 worth of it.

End.

So I’ll most likely be using this car for at least another 10 years. Will be keeping it in good condition. I have still yet to buy a new car for myself. This article has taken a pretty sharp turn away from investing, but hey, buying a car costs money and making a good decision here is vital to investing too.

If you’re looking to sell or buy a car, head over to Carsome’s website. I’ve had a good experience with them. I can even get my salesperson to give you a call so drop me an email or a DM on Instagram.

Aaaaand, if you’ve been following me on Instagram, you would’ve noticed me posting pics of another vehicle occasionally. I invested in an old classic car and I’ll be posting much more about it soon!

Tudor Black Bay GMT – My Investment in a Luxury Watch

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Filed Under: Travel, food and the finer things in life, Investment, Other Investments 4

Brand: Tudor
Model: Black Bay GMT
Reference Number: 79830RB
Material: Stainless steel
Crystal: Scratch-resistant sapphire
Movement: Cal. MT5652
Case Diameter: 41mm

This will be more of an unconventional and personal article detailing my recent purchase and investment in a luxury watch.

Why a Luxury Watch?

I’ve always loved watches and had throughout the years taken to wearing my dad’s watches. As most of you know, I’m not a big spender but I think watches are my kryptonite. But, I do have the following justifications.

A Goal

Getting myself a quality watch has always been a goal of mine. I promised myself a long time ago that when I have the financial means to own one, I would get one.

Some go for cars, some yatches, mine was a watch.

Lasts a Lifetime

I wanted something that was of high quality and can last me my entire life.

At the same time, it appreciates in value over time. In fact, I’ve come to see quality timepieces as perhaps the best heirloom to pass on to the next generation.

Investment

I love the feel of a good solid watch on my wrist and in the case of a luxury watch, they retain their value over time. The latter appeals very much to the investor in me.

Instead of having my cash in stocks or placed in FDs, I wanted one on my wrist. In fact, my Tudor GMT, after wearing it for about 6 months, has appreciated by about 20% in value.

How I Purchased a Tudor

With the above reasons, it was about time I got myself one.

Tudor Black Bay GMT

To be totally honest, I looked at a Rolex initially but it was just too expensive for me. I couldn’t justify having RM50,000 on my wrist that I know that I wouldn’t wear often. So until my net worth goes up by about 5X, a Rolex would not suit me.

A Tudor isn’t a Rolex but as some of you may know, Tudor is the sister company of Rolex. You get the quality of Rolex at a more than 50% discount.

They’re a brand that I can get behind and they do increase in value over time. Also, with their lower price tag compared to a Rolex, I can comfortably wear a Tudor every day.

With Tudor in mind, I spent days diving through watch forums and reading articles on the company and I was torn between the Black Bay GMT and BB58. I finally settled on the GMT because I love the Pepsi bezel and the GMT feature is useful for me when I travel.

Tudor was actually introduced to me by a new friend I met through one of my readers. Sean, from ssong watches.
Ssong is a great place to look for and to learn about luxury watches. Sean answered ALL of my many many queries as I was doing my research on watches. He’s a veteran in the industry and has years of experience with luxury watches. I was fortunate to have been acquainted with him before making my first purchase.

Ssong did not have Tudors at the time I was looking to buy so I told Sean to reserve one for me if and when a unit becomes available. I then went ahead and booked one from Mid Valley’s Tudor boutique store as well, as per the advice from Sean himself.

As a side note, I actually had a very bad experience when I went to The Hour Glass at the Gardens. Didn’t get good service there. On the other hand, I had a wonderful experience at Tudor’s boutique store in Mid Valley though.

Purchased!

Finally, towards the end of 2020, I was finally able to get myself my first ”somewhat” luxury watch – a Tudor Black Bay GMT.

Lady luck was actually on my side and Sean gave me a call I think a few weeks after I met him to reserve a Tudor GMT. I didn’t purchase a brand new one but instead got one that was in mint condition and barely worn a few times at a slight discount.

Till today, I still feel a sense of joy putting on the watch every day. =)
It may be tough to explain my love and appreciation for a good watch to someone that doesn’t like one, so I won’t.

I’ve heard from so many around me saying they’d just wear an apple watch or a Casio as it was just to tell time. I’ve got nothing against Casio btw. An Apple Watch can even measure your heartbeat and health. They may be right in their own way, but god damn I still love my watch.

I’ve been wearing my Tudor GMT for half a year now, almost every single day. This is an investment for me but at the same time, it is an investment I can fall in love with. The price has already gone up in the 6 months that I’ve owned the watch.

End.

As mentioned earlier, I know this article is a little out of the norm from the usual stocks and dividends. But hey, I think it is a viable investment and I really do consider it one.

Hopefully, you’ll continue to see updates on watches from me periodically. And I promise to not spend above my means. If you’ve got views or comments or even advice on watches, please do leave your thoughts in the comment section of this article. I know many of you are enthusiasts and veterans.

Maybank 2 Cards Premier – Best Air-miles Card

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Filed Under: Travel, food and the finer things in life, Credit Cards, Other, Other Investments 15

There are two components to Maybank 2 Cards. You get a Visa / Mastercard and an American Express card. 2 cards.

The card we will want to focus on is the Amex card, as it gives 5x Treatspoints per RM1 spent whereas the Visa / Master gives 2x Treatspoints.

To keep it simple – You spend as much as you can with your Amex. The Visa / Master is the fallback card for places that don’t accept Amex.

You can check for the latest promos and register for Maybank cards hERE.

Cashback vs Air-miles

First off, if you’re new to the world of credit cards, allow me to explain. To me, credit cards for the first 10 years of my life were about cashback. I have since yesterday, switched to air-miles mode.

I’ve done the research, I’ve done the numbers. You get a better bang for your buck with the air-miles approach. A caveat: Your spending will need to be in the above the RM36K per annum range.

How to get Maybank 2 Cards Premier

Maybank recently revised the minimum income required for their Maybank 2 Cards Premier to RM100K per annum. Even if you don’t fulfill this requirement, I’ll tell you how you can still get them cards.

I was a little short on the income front. Maybank doesn’t care about your dividend income.

I spoke to my relationship manager in the bank and to my surprise, a simple FD pledge would allow me to get the Premier cards.

So, if you’re short on the income/salary front, talk to someone in the bank. This is not a foolproof method and it goes on a case-by-case basis.

Also to note, if you’re planning on getting the 2 Cards Premier, your existing Treatspoints cannot be carried over. This is because the redemption rate is much more favourable to the premier cards.

Maybank 2 Cards Premier Annual Fees

Now, one last thing before you jump on the premier card bandwagon. Apart from the RM25 mandatory fee from the government, the premier cards have an annual fee of RM800.

The cards are free for the first year. For subsequent years, you’ll need to have an annual spending of RM80,000 to get the fee waived.

You know I’m frugal and there’s no way I have that much of an annual spending every year.

My strategy for this? I am utilizing the 4 free supplementary cards provided by the cards. Combining the spending of all cards should get me to RM80K a year. And yes, Maybank allows you to total up the spending per annum of the principal and supplementary cardholders.

What’s in it for the supplementary cardholders? Well, they get the same 2x or 5x treatspoints as you, the same redemption rate for air miles. Basically, everything is the same for them as supplementary cardholders!

I’ve got the first year to test this out. We’ll see how it goes.
I do solemnly swear that the RM80K target will not cause me to spend more than I usually do.

Meantime, do follow me on Instagram and on Facebook for updates.

End.

As I’m writing this, I feel an unexplainable urge to go on a rampage on the benefits of a credit card. As opposed to cash and debit cards. Instead, I’ll keep myself controlled for now and have a long-ass article on it soon.

I know most of you reading this are masters and sifus at optimising your credit cards. Please do let me know if you have better cards out there to recommend for air-miles and cashback for other readers.

You can check for the latest promos and register for Maybank cards hERE.

PRIME @ Le Meridien Kuala Lumpur – Steak

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Filed Under: Travel, food and the finer things in life 0

Prime @ Le Meridien Kuala Lumpur

How to Get There – Address

PRIME
Le Meridien Kuala Lumpur
2 Jalan Stesen Sentral
KL Sentral
50470 Kuala Lumpur

Contact

Lunch: 12pm – 2.30pm
Dinner: 6.30pm – 10.30pm

Reservations: 03-2263 7434

Beef Steak Prime Le Meridien

Discounts

Went to Prime on the 12th of February 2019.

I made a dinner reservation via phone a few days earlier.

To my dismay, the previous 50% discount for Maybank card members was reduced to 30%. AND, it wasn’t applicable for Wagyu and Omi beef.

Settled for Black Angus tenderloin and rib-eye instead.

My Experience at PRIME

The purpose of the night was STEAK and nothing else.

 

Beef Steak Prime Le Meridien

It doesn’t take much for a steakhouse to make me happy; properly cooked prime and better-than-average wine will do the trick.

Prime combines superior food and excellent service and I feel more sophisticated when I sit here.

End.

The total damage was RM353.75.

Dividend magic Prime Le Meridien

Got the 30% discount with Maybank’s American Express card. I use a variety of cards and e-wallets to maximize discounts and cashbacks whenever I spend.

A list of which I’ve compiled hERE for everyone.

All My Food Reviews

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